Is AI-generated document fraud actually increasing, or does it just feel that way? The data says yes: a 4X jump in just 11 months. In this episode of Good Question, Inscribe co-founder and CEO Ronan Burke sits down with Jessica from Inscribe's Risk Operations team to unpack what's driving the surge and how fraud teams can catch it.They cover:
What AI-generated bank statements and payslips actually look like, and the formatting tells that give them away
Why bank statements remain the top target for AI-generated fraud
The difference between AI-generated documents and AI-edited real documents, and why edited documents are harder to catch
How tools like FraudGPT remove the guardrails found in mainstream AI models
Whether AI-generated fraud can be detected using AI, with a real example from Inscribe's risk team
What lending teams should be doing right now to prepare for this threat
Jessica also explains why the barrier to committing fraud has dropped so low that even previously trustworthy customers may be tempted to try it, and what that means for underwriting and onboarding teams going forward.Inscribe helps banks, credit unions, lenders, and fintechs detect fraudulent documents and verify applicant information at scale. Learn more at inscribe.ai.
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