Are you red-teaming your fraud defenses before it's too late? (Feat. Amy Davis, Capital One)

Amy Davis leads fraud investigations for US Card at Capital One — a role that spans external fraud rings, internal fraud, coordinated scam events, and law enforcement. At Fraud Fight Club Round 3, she shared a framework for making the case for proactive fraud testing inside large institutions, and how her team approaches defenses that can't afford to stay static.

She also offered one of the more clarifying frames on fraud organization: there are only four fraudsters in the world, and everyone else is working for those four. From supply chains to call centers to help desks — the infrastructure is real, and it's watching your thresholds.

Topics covered:

• Proactive fraud testing and red-teaming
• Organized crime and fraud supply chains
• AI-enabled fraud and scam detection
• Internal fraud investigations
• Fraud strategy at large financial institutions