Winter heating bills won’t be pretty, especially in markets that rely on oil for heat. What can you do now to prepare?  Taking control of monthly expenses comes down to knowing where the real price traps are hiding. Clark unpacks the latest updates on winter heating trends and shifting food prices to help you make smarter financial decisions.

First, discover why home heating oil prices are squeezing homeowners, how steady natural gas supplies are offering relief, and why simple home fixes can keep your home warm without breaking the bank.

Then, Clark exposes what is really happening behind the scenes at the supermarket. While store-brand basics and produce are becoming more affordable, brand-name junk food and processed snacks climb in price as manufacturers test how much shoppers are willing to pay.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the October 21, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark.      

Winter Heating: Segment 1

Ask Clark: Segment 2

Grocery Price Update: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

How To Save Money on Utilities - Clark Howard

10 Ways To Lower Your Heating Bill - Clark Howard 

Energy Advice for Owners of Older and Historic Homes

Is a Costco Executive Membership Worth It? - Clark Howard

These 4 Credit Cards Maximize Costco Purchases in 2026

United's Credit Card Is Most Expensive Airline Card: Is It Worth It?

Best Airline Credit Cards for 2026: Are They Right For You?

What Credit Card Should I Get – Find Your Perfect Credit Card (free Clark.com tool)

Robinhood Touts $3,000 in Annual Benefits for New Platinum Credit Card

How to Save Money on Groceries: 22 Clever Ways - Clark Howard

10 Ways You're Wasting Money on Groceries - Clark Howard

Clark’s Secrets to Beating Sky-High Airfares and New Hidden Fees

SkyScanner.com

How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion

Clark.com resources:

Episode transcripts   

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

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