Artificial intelligence is creating unprecedented risks for your retirement savings, with AI-driven fraud causing massive financial losses across the country. Deepfakes and voice-cloning technology have become so advanced that scammers can effortlessly mimic real people, leaving brokerage firms and financial institutions vulnerable to fraudulent transfer instructions. Clark has recommendations to help secure your life savings.

Also, navigating finances as a couple can be challenging, especially when partners enter a relationship with different money habits, debt, or savings. While maintaining completely separate bank accounts can breed distrust and weaken marital bonds, combining everything without a strategy can cause friction. Clark explains how to practice a balanced approach built on trust.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the October 19, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark.

Protect Retirement Funds: Segment 1

Ask Clark: Segment 2

Couples Finances: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

How to Protect Your Retirement Savings From AI Scams and Cyber Threats

Why You Need To Lock Your Brokerage Account Today

Warning: A Devastating Bank Impersonation Scam Is Draining Life Savings in Minutes

These Are the Biggest Scams That Cost Seniors the Most Money

Best Online Banks: Free Checking and High-Interest Savings Accounts

Joint or separate bank accounts? One choice is bad for your marriage

The Financial Checklist Every Couple Needs To Know - Clark Howard 

How To Open a Roth IRA

What Is the Highest Credit Score? - Clark Howard

How To Improve Your Credit Score in 5 Key Areas - Clark Howard

Clark.com resources:

Episode transcripts   

Community.Clark.com  /  Ask Clark

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Consumer Action Center Free Helpline: 636-492-5275

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