Are High-Yield Investments Dangerously Risky? & Why Wes Updated His Thinking on HSAs

Jim Cramer says high yields are dangerous – so is retirement income actually at risk? Wes sets the record straight on high-dividend stocks, interest rates, and how to safely build a yield ladder.

Plus, Wes shares a personal shift in his own financial strategy: why he recently updated his thinking on High Deductible Health Plans (HDHPs) and how Health Savings Accounts (HSAs) can become a triple-tax-free powerhouse for your retirement.

Mentioned on the show: ⁠

The Overlooked 'Rule of 55' Could Unlock an Earlier Retirement⁠

TIPS: The Inflation-Proof Alternative to Standard Bonds

How To Find and Choose a Financial Advisor - Clark Howard

Best Financial Advisors in 2026 - Clark Howard 

All this and more on the October 13, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask

Discover the research-backed path to a happier retirement – order The Retire Sooner Method by Wes Moss today at retiresoonermethod.com

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!

Learn more about Wes: 

BOOKS BY WES MOSS  

Wes Moss, CFP® 

Wes Moss - Clark.com

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