Kinsale Capital Group just smashed Q2 earnings with $548.5M in revenue—up 16% YoY—and beat profit expectations with $5.54 per share. Despite a soft insurance market, their tech-driven, disciplined underwriting approach is keeping margins strong. They’re doubling down on automation, merging analytics and tech teams, and launching nine new products while expanding their broker network. Growth is accelerating in excess casualty and commercial auto, even as commercial property remains tough. Their long-term bet? Use tech to price risk accurately and prioritize profitable deals over speed—because in a competitive market, discipline wins.
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