For a last chance opportunity to invest in our Catalina Island + Bodega Bay boutique hotels visit somerscapital.com/invest

Rich Somers sits down with Evan Rugan to unpack how he accessed $1.5M in 0% business funding without relying on tax returns, and what most entrepreneurs get wrong about securing capital. Evan breaks down how entity structure, credit profile, and strategic timing can dramatically impact the funding options available to a business.

They also explore what banks actually look for when deciding who to fund, why personal credit can carry more weight than income in the early stages, and how strong operators use borrowed capital to create leverage rather than cover mistakes. It’s a practical look at how founders can approach funding with more flexibility, control, and long-term opportunity.

If you’re serious about funding, this is your next move.
Inside the Let’s Get Funded Inner Circle!

You’ll learn how real approvals happen, what lenders actually look at, and you’ll receive a FREE LexisNexis report — all for $97.

Connect with Rich on Instagram: @rich_somers

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