The US Is Borrowing $2 Trillion This Year. Here's What That Means for Your Money.

The US Treasury just announced it needs to borrow $2 trillion this year — $166 billion a month just to break even.

In this episode, Chris Miles sits down with Dr. David Phelps (Freedom Founders, 40+ years in real estate and alternative investing) to talk about what's really happening in the economy, what the mainstream narrative is getting wrong, and what two experienced investors are doing with their money right now.

This is not a doom and gloom episode. It's a "read the tea leaves honestly and position yourself well" episode — for investors who are tired of being told everything is fine while they watch their purchasing power erode.

Here's what we cover:
* The $2 trillion borrowing problem — and why it's a tax on future generations
* The Minsky moment: why we may be one grain of sand from a major market shift
* Why David holds more liquidity today than at any point in his investing career
* What Warren Buffett's cash position signals — and why David is mirroring it
* The real 30-year S&P average is 8.2% — not the 14–15% of the last 15 years
* Cracks in private credit and private equity that most investors aren't seeing
* Why strong operators and longer hold periods matter more than ever right now
* What David is personally doing: more cash, lower leverage, stronger underwriting

If you're a high-income earner wondering whether now is the time to take chips off the table — this conversation is for you.

Chris Miles is the Cash Flow Expert and Anti-Financial Advisor® — helping high-income earners become work optional through passive income, infinite banking, and alternative investments. Dr. David Phelps is the founder of Freedom Founders.

─────────────────────────────────────
⏱️ CHAPTERS
─────────────────────────────────────
0:00 What's Coming on the Economic Horizon
1:27 Introducing Dr. David Phelps
2:18 The $2 Trillion Borrowing Announcement
3:23 Why Borrowing to Look Prosperous Always Ends the Same Way
4:13 The Debt Is a Tax on Future Generations
5:52 Stablecoin: How the Government Is Capturing Crypto Skeptics
6:17 The Cashless Society Risk
8:48 Why David Isn't Pessimistic — Just Realistic
9:53 Asymmetric Risk: Downside Now Outweighs the Upside
10:41 Taking Chips Off the Table: The Waiting Game
11:07 The Real 30-Year S&P Average
12:24 Why a 15% Return Over 7 Years Is Just the Bubble Talking
13:04 Structural Fragility: Geometric Debt Growth
13:37 Countries Moving Away from the Dollar
14:52 Higher-for-Longer Rates and Asset Repricing
15:55 Cracks in Private Credit and Private Equity
17:12 The Minsky Moment: One Grain of Sand Away
18:08 Liquidity Is Not Sexy — But It Buys You Time
20:26 What David Is Actually Doing Right Now
22:04 Evaluating Real Estate Operators in Today's Market
23:16 Longer Hold Periods and Lower Return Expectations
24:41 The Power of Community and Masterminds
25:31 How to Follow Dr. David Phelps
27:06 David's Ripple Effect
28:13 Final Takeaway: Be a Doer, Not Just a Hearer

─────────────────────────────────────
🔗 RESOURCES & LINKS
─────────────────────────────────────
► Freedom Founders Podcast → Search "Freedom Founders Podcast"
► Work Optional Calculator → https://moneyripples.com/passive-income-calculator/ 
► Money Leaks Quiz → https://win.moneyripples.com/quiz2 
► Money Ripples Podcast → https://www.youtube.com/playlist?list=PLc5YBvUJHO-7sH0Jth6Ch6IhCFHQiLsk9 
► Website → https://moneyripples.com/