A new tap-to-pay scam is hitting people hard—scammers pose as young folks fundraising for college trips, rush you to pay, and sneak in $1,000+ charges instead of the $50 you think you’re giving. They exploit your kindness and distraction, using “ghost tapping” and physical proximity to pull off fraud. Experts urge you to have a ready refusal script, always verify the amount on screen, and monitor your bank statements—turn off tap-to-pay if you’re not using it. Stay sharp, or your wallet could take a serious hit.
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