Apple’s rolled out Apple Upgrade, a new leasing program powered by Klarna, letting you drive home the latest iPhone, Watch, Mac, or iPad with monthly payments starting at just $17.99 for the iPhone. Available online, in-app, and at stores, it offers flexible terms—1–2 years for phones and watches, 2–3 for Macs and iPads—with the option to upgrade, buy out, or return at the end. Apple’s ditching its old financing plans to make this move, especially as chip shortages drive up Mac and iPad prices. Trade in your old gear for lower payments, and Apple Card users earn 3% Daily Cash back.

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