Fidelity’s latest 401(k) data for folks 70+ might shock you: the average balance is $264,500 — but that’s still not enough for many to live comfortably in retirement, especially with travel and leisure costs. Meanwhile, those in their 20s average just $7,700. The takeaway? Start saving now — even small contributions grow over time — and don’t settle for underperforming funds. Switch to low-fee, broad-market index funds for better growth. Your future self will thank you.
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