Health insurance rates are still climbing next year, with individuals facing a 6% average increase and small businesses hit with 8%, after regulators blocked $1.57 billion in proposed hikes. While insurers asked for steep jumps—over 20% in the individual market and nearly 24% for small businesses—the state intervened to curb costs. Some companies like MVP Health Plan got nearly all they requested, while others like CDPHP received nothing. Employer-sponsored plans are also seeing an 8.2% jump, the largest in over two decades. Insurers argue approved rates don’t cover rising drug costs and mandates, calling for policy changes to tackle affordability.
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