How much should you be saving vs investing right now?

In today’s episode, we tackle one of the most common money questions: how much should you actually be saving, and how much should you be investing?

We break down how we’re personally thinking about this in 2026, including the specific saving figures we’re aiming for, how we’re prioritising different buckets of money, and how our approach changes depending on life stage and goals.

We cover:

✨ How we’re approaching saving this year (including real numbers)

✨ The difference between “safe” money and “growth” money

✨ How we think about investing alongside saving, not instead of it

✨ The house dilemma: savings vs investments for a property deposit

✨ How to make decisions without feeling like you’re “doing it wrong”

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We hope you’re So Invested 🧡