The Property Data Every Australian Investor Has Been Asking Us For Is Here

Interest rates are into the sixes and could touch seven by year end, so knowing your real numbers matters more than ever. Reece and Lachlan launch PropStac and walk through how to stress test a property portfolio in a downturn. PropStac For Free 👉 https://propstac.com.au/?signup=1&ref=episode109 Speak with an Advisor 👉 https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_109 After almost two years of building, PropStac is live. It is the portfolio tool Lachlan built so he could know his own numbers, and it is now open for listeners to register and use themselves. In this episode we show how to stress test a portfolio against rates at 7 to 7.5%, how to work out your real monthly cash burn, and how to know whether your cash runway can carry you through. We also go round the grounds on the data. Using PropStac’s affordability ceiling view, we look at which markets have exceeded their ceiling and have the most room to fall, why Sydney has corrected hardest, and where there is still runway, including Melbourne and Darwin. The theme throughout is simple: protect your position first, because rule number one is do not lose a dollar. What we cover: ✅ Why rates in the sixes, heading for seven, change every investor’s numbers ✅ How to stress test a portfolio and work out your real cash burn ✅ Cash buffers and the six month runway rule ✅ Why forced sellers can see discounts of 50% or more ✅ Why you should not buy until you have done your numbers ✅ How to decide which properties to sell, and how to test the market ✅ The affordability ceiling method, and why Sydney fell hardest ✅ Where there is still runway: Melbourne and Darwin ✅ The risk hiding in speculative regional stock ✅ PropStac is live and free to register this month Timestamps: 0:00 The downturn warning 00:50 PropStac is live, and why it was built 02:21 Know your numbers: stress testing your portfolio 06:00 Modelling your real costs at 6 to 7% rates 07:47 Forced sellers and the discount risk 08:17 Why not to buy until you have done your numbers 09:52 Which properties to sell, and testing the market 17:12 The affordability ceiling, and why Sydney fell hardest 25:05 Melbourne, Darwin and where the runway is 30:40 Register for PropStac About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: info@follio.com.au 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: know your numbers property | stress test property portfolio | australian property downturn | interest rates heading to 7 percent | affordability ceiling | sydney property market | darwin property market | forced sellers discount | propstac launch | follio property podcast #AustralianProperty #PropertyInvesting #PropertyMarket2026 #PropertyDownturn #InterestRates #SydneyProperty #DarwinProperty #PropStac #KnowYourNumbers #FollioPropertyPodcast