Five minutes could be enough to add hundreds of thousands of dollars more to your KiwiSaver.
There are simple, low-hanging fruit changes that can mean serious money landing in your account - but simple changes cut both ways. There are costly traps to avoid, and easy tweaks to your settings that can make a massive difference to your balance over time.
This week on Ask the Experts, Katie Wesney from EnableMe joins Frances Cook to answer your KiwiSaver questions, from splitting funds to self-employed strategies and tax checks.
In this episode we’re talking:
Why you don't have to be all-or-nothing: how splitting across multiple funds protects your money and matches your personal timeline
Why getting caught up in scary economic news headlines hurts your long-term growth
The three questions you must ask yourself before choosing or switching a KiwiSaver fund
Why waiting for "perfect market timing" to switch providers is a trap
Smart KiwiSaver and retirement strategies for self-employed people who don't get employer contributions
The 3-letter tax setting (PIR) you need to check today so you don't accidentally overpay tax
Big policy changes that could make KiwiSaver fairer for everyday New Zealanders
If you have a letter you’d like us to answer, please send it through to ask@francescook.co.nz and you might feature on our next episode!
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