Pay yourself first, even if it's fifty dollars a gig.
Keyboard player and producer David Yuter and hip-hop artist Raymond Harper join me for a candid conversation about musicians and money: learning to say no, writing something every day, why finances feel like such a touchy subject, and the simple habit of paying yourself before anyone else.
A note before you listen: this conversation was recorded in 2021. Part of it covers investing ideas the guests were excited about at the time, and a lot has changed since. Nothing in this episode is financial advice.
🎧 In this episode
You don't always have to be the yes guy.
Write something every day, even a single line, or the idea is gone.
Pay yourself first: a small, automatic “life tax” on every gig.
Musicians can make a great living. Start by believing it's possible.
About David Yuter & Raymond Harper
David Yuter is a San Diego keyboard player and producer who plays upwards of 150 shows a year and works in artist development. Raymond Harper is a hip-hop artist and songwriter from Detroit, an Army veteran now living in Los Angeles.
Moments worth your time
02:16 — From Detroit lunch tables to the Army to Hollywood
03:15 — Learning not to be the yes guy
07:24 — Write something every single day
09:55 — Why money feels like a touchy subject
35:27 — Yes, musicians can make a great living
39:15 — The life tax: paying yourself first
1:00:27 — Parting words: it's all a mindset
“If you get $300 for a gig, take $50 and put it in this side account.” — David Yuter
Curious where your career momentum is leaking? The Singer Momentum Snapshot ($47) shows you what deserves your attention first.
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