In this episode, recorded on August 27, 2026, we sit down with David Ngata (Group Chief Financial Officer, I&M Group) to dissect the group's H1 2026 financial results. We dive into the key drivers behind the Group’s performance, the Group's "phygital" branch network rollout, front-loaded loan loss provisioning, and how regional operations in Rwanda, Uganda, Tanzania, and Mauritius are expanding their earnings footprint.

Show Notes

00:00:00 Introduction

00:01:00 Highlights of the Half-Year Results

00:04:12 Subsidiaries Profit Mix

00:05:45 Growth in Customer Deposits

00:07:48 Phygital Branch Strategy

00:16:53 Loan Loss Provisions and NPL Management

00:23:09 Net Interest Income

00:24:57 Funding

00:29:35 Dividend Policy

00:30:50 Priorities for H2/26



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