The 2027 Budget Reset, Part 2 of 3: Start With Your Pay

A copied template or aspirational numbers can sink a business budget by February. This one starts with your own pay and your own history.

In part two of my 2027 Budget Reset series on CEO Numbers Network, I walk through year-end budget planning for small business owners and why a CEO budgets to invest while an owner in survival mode budgets to avoid running out of money. I start with owner's pay and three personal numbers to set first: what you want to pay yourself, what you need to feel secure, and what would make you feel free. Then I show how to define your business season from past growth and create a spending plan from your monthly profit and loss statement for the last 12 months. You'll leave with clear action steps and a budget template for 2027.

You will learn how to set realistic revenue growth goals and decide what your spending plan should fund or trim to protect profit margin.

If you have ever set a budget and stopped using it, this episode gives you a plan built around your goals.

👉 Discover how our CFO services can help you build a 2027 budget around your goals: here

Key Takeaways

0:00 Introduction to Business Budgeting

1:34 Defining Your Personal Numbers

3:50 Assessing Your Business Season

4:47 Building Your Spending Plan

7:27 Action Steps and Resources

Resources

📈 Book a strategy call with Danielle's team at Kickstart: here   

👉 Check your books here 

👉 Visit the Kickstart website

👉 Follow us on Instagram

Listen next

👉 The 2027 Budget Reset, Part 1 of 3: Start With the Right Mindset

👉 The 3-Part IRS Test for Every Contractor on Your Team