You do not have to wait until 65 to actually use your money. There is a version of retirement you can take at 35, at 40, at 45, and Andrew breaks down exactly what it costs, who should not do it, and the step-by-step plan to fund one without derailing your future.
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What You'll Learn in This Episode
The difference between a sabbatical and a mini retirement, and why one gives you more leverage
Four red flags that mean you are not ready to take one yet
What pausing your contributions actually costs you over 20 and 30 years
How to calculate your number, including the reentry cushion most people forget
How to solve healthcare before you leave, and the limits of COBRA
The exact way to pitch this to your boss without torching your career
Four real case studies, from a Coast FIRE engineer to a burned-out ER nurse
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
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Resource/s
Car Insurance https://secure.money.com/pr/gc43ce394da5
Best HYSA https://secure.money.com/pr/r453ecf4d190
Stock Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c
Best IRAs https://secure.money.com/pr/oe09b73d1952
Tool/s Mentioned
Compound Interest Calculator https://expert-hustler-605.kit.com/aefaaad27e
Investment Calculator https://mastermoneyresources.com/investment-calculator-page
Book/s Mentioned
Die With Zero by Bill Perkins
The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich by Tim Ferriss
Watch Next
Roth vs. Traditional, Dividend ETFs, and Catching Up in Your 40s (Money Q&A) https://youtu.be/jtITtSd6vjI
5 Side Hustles That Can Turn Into a Full Time Income (Part 4) https://youtu.be/DPQwY_U3lKY
Why Your Healthcare Costs Keep Rising with Dr. Jordan Grumet https://youtu.be/daPVY9WCCAw
The System to Pay Cash For Cars (and NEVER Have a Payment Again!) https://youtu.be/kgmjjQEN3Xs
Reset Your Money Mindset, Get Out of Debt, Save for a House & Understand Credit Scores (Money Q&A) https://youtu.be/JGoKB92rddo
Connect with Andrew
Instagram → https://bit.ly/Skool-Instagram
TikTok → https://bit.ly/Skool-TikTok
Facebook → https://bit.ly/Skool-Facebook
Podcast → https://bit.ly/Skool-Podcast
Youtube → bit.ly/Skool-Youtube
Newsletter → https://bit.ly/Skool-Newsletter
Website → https://mastermoney.co
X → https://x.com/mastermoneyco
LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340
Question for you:
What year are you targeting for your mini retirement? Put the number in the comments and make it real.
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