Andrew breaks the entire plan down to four calculations you can run in about five minutes using numbers you already know: your monthly income and your monthly expenses. Each one gives you a specific target for your freedom number, your investing rate, your emergency fund, and your spending ceiling.
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What You'll Learn in This Episode
The four calculations that map your entire path to financial freedom
Why the 4% rule turns your monthly income into a single target number
How to hit a 20% investment rate even when it feels impossible right now
What maxing a Roth 401(k) from 25 to 65 actually produces, and how much of it is tax-free
The 1-3-6 method for building an emergency fund in phases instead of one daunting chunk
Your SWAN number, and when six months of expenses is not enough
The 55% guardrail on essential expenses, and the two problems it exposes
Plus two member questions on how many individual stocks to own and whether to move money into a Trump account
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
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Resource/s
Car Insurance https://secure.money.com/pr/gc43ce394da5
Best HYSA https://secure.money.com/pr/r453ecf4d190
Stock Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c
Best IRAs https://secure.money.com/pr/oe09b73d1952
Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney
Tool/s Mentioned
The 1-3-6 Method For Building & Managing Your Emergency Fund https://www.thepersonalfinancepodcast.com/the-1-3-6-method-for-building-managing-your-emergency-fund/
Automate Your Money: Investment https://www.skool.com/live/NGm2lzJDkbR
Episode/s Mentioned
Hit This Number and You Can STOP SAVING! (Even When You are Young) https://youtu.be/R2ebV44XaAY
How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU
Are Trump Accounts Worth It? (And What's Actually Better) https://youtu.be/jJKCfTvTm0Q
A Masterclass on Investing in Individual Stocks with Brian Feroldi https://youtu.be/gfh5i4H5MG8
Why YOU Have an Advantage as a Small Investor with Brian Feroldi https://youtu.be/iJFbVFMc05E
The Most Underrated Way to Build Wealth with Brian Feroldi https://youtu.be/c8vlvc3FEmw
How to Use AI to Research Stocks (With Brian Feroldi) https://youtu.be/WeaXVgQcpu8
Watch Next
How to Build a Vacation Fund That Pays You For Life + (Money Q&A) https://youtu.be/SMDRQkqnA74
Hit This Number and You Can STOP SAVING! (Even When You are Young) https://youtu.be/R2ebV44XaAY
Why Franchises Might Be the Best Kept Wealth Building Secret with Alex Smereczniak https://youtu.be/3lXtpxTwrQI
Why a Mini Retirement Can Change Your Life https://youtu.be/o5HIfbIwfjI
Roth vs. Traditional, Dividend ETFs, and Catching Up in Your 40s (Money Q&A) https://youtu.be/jtITtSd6vjI
Connect with Andrew
Instagram → https://bit.ly/Skool-Instagram
TikTok → https://bit.ly/Skool-TikTok
Facebook → https://bit.ly/Skool-Facebook
Podcast → https://bit.ly/Skool-Podcast
Youtube → bit.ly/Skool-Youtube
Newsletter → https://bit.ly/Skool-Newsletter
Website → https://mastermoney.co
X → https://x.com/mastermoneyco
LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340
Question for you:
What is your freedom number? Run the math and post it below.
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