How to prepare your family if you die, before anything happens. Ray Hilbert, founder of Exhale Vault, had the insurance, the plan, and the logins all in his head. Then a life insurance letter came back stamped rejected.
Ray Hilbert co-founded Truth At Work in 1998, led it for over twenty years, and now coaches Christian business owners with Kingdom Factor. At 56 he was in perfect health. A routine blood test for a life insurance renewal showed an elevated PSA. A few months later the urologist said cancer, and maybe 4 to 6 months. Three weeks after that, his wife Beth asked him in the car, "Where are we going to be buried?" She did not know who did their taxes. He made her a promise, and Exhale Vault is what came out of it.
This one is for the man who handles everything and calls it protecting his family.
In this episode:
- Why keeping the whole plan in your head is selfish, and even reckless
- The life insurance blood test that found prostate cancer with no symptoms
- The question his wife asked that changed everything
- "I don't even know who does our taxes"
- Why men don't hand it off: pride, roles, and "I've got time"
- The workbook: funeral plan, letters to the kids, and a video on changing a fuse
- "I feel like I can breathe again"
- The last thought before surgery, and the greatest peace of his life
- The challenge: what good needs to come of this?
Questions this episode answers
If I died tomorrow, would my wife know where everything is? Ray Hilbert says for most men, no. He had every plan, and his wife knew none of it.
Can you have prostate cancer with no symptoms? Yes. Ray Hilbert felt fine. A life insurance blood test showed an elevated PSA, and his doctor said it probably saved his life.
What should a man leave behind for his family? Ray Hilbert says everything, in one place. Logins, accounts, the funeral plan, letters to the kids, and how to run the house.
Find Ray Hilbert and Exhale Vault at exhalevault.com, and connect with Ray on LinkedIn.
The Upgraded Man is hosted by Chris Anderson. Follow the show, and send this to the man who handles everything and has never shown his wife where it is.
#theupgradedman #legacyplanning #menshealth
This episode may or may not be sponsored. Some product links are affiliate links, meaning we'll receive a small commission if you buy something.
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