800,000 college students are paying full tuition — to earn LESS than a high school grad. Not a typo. The government just cut off federal loans for degree programs that don't pay off. Dr. Phil names the schools cashing the check anyway — USC, Juilliard, NYU, Reed — and breaks down why $260,000 can buy you a $40K salary. Before your kid signs that loan, listen to this.
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