The AI Blueprint: How MISMO Is Shaping the Future of Mortgage Lending of Brian Vieaux of MISMO

Artificial intelligence is rapidly transforming the mortgage industry, but innovation without standards can create more risk than value. In this Hot Topic, David Lykken sits down with MISMO President Brian Vieaux to discuss why trusted data, governance, and industry collaboration are the true foundation of successful AI adoption. Brian shares how MISMO's new FRAME (Framework for Responsible AI in the Mortgage Ecosystem) gives lenders practical guidance for implementing AI responsibly while remaining compliant with evolving regulatory expectations. From separating genuine innovation from simple automation to exploring how standardized data can reduce loan manufacturing costs and improve efficiency, this conversation provides mortgage executives with an inside look at the infrastructure that will shape the industry's AI-driven future.