The stock market is sitting at historical highs, but inflated valuations mean we could be facing a major correction or extended period of low returns. With leveraged funds adding dangerous fuel to this speculative fire, the risk of a sharp market shock is real. If you’re approaching or currently in retirement, now is the time to review your portfolio.

On the consumer front, T-Mobile is turning its back on the customer-first culture that made it famous, forcing legacy subscribers off locked-in rates and hitting loyal users with continuous price increases. You don’t have to accept a bloated cell phone bill. By breaking up family plans based on actual usage, avoiding the "free iPhone" trap that locks you into expensive contracts, and exploring budget-friendly sub-brands that use the exact same towers, you can slash your monthly bill down to $10–$30 a line. Calculate your annual cell phone spend today—you might be shocked by how much you can save! Compare plans right now at clark.com/phoneplanfinder.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the July 29, 2026, episode of The Clark Howard Show.   Submit your questions: Ask Clark.

High Market Anxiety: Segment 1

Ask Clark: Segment 2

Beat Cell Service Hikes: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

A Key Investing Lesson to Remember Right Now

How To Find and Choose a Financial Advisor - Clark Howard

The next crash: why this time might not be different

Why You Need To Lock Your Brokerage Account Today

What Is a Solo 401(k) and How Does It Work? - Clark Howard 

T-Mobile Retires Legacy Plans: Expect a Price Increase - Clark.com

Why Now Is the Time To Switch Your Cell Phone Service

How To Get a Free Cell Phone in 2026 (Best Deals + Hidden Catch)

The Best Phone Plan For You – Compare Phone Plans

What Should You Do if Your Insurance Claim Is Denied?

Credit Score Guide - Clark Howard 

Clark.com resources:

Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

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