Two top healthcare ETFs, XLV and FHLC, offer nearly identical low fees but different strategies: XLV targets 60 giant healthcare names like J&J and Eli Lilly with a 1.6% dividend, while FHLC spreads across 360+ stocks—including smaller caps—for broader exposure and a slightly higher 10-year return. Both lag the S&P 500 but share similar risk, making XLV ideal for mega-cap focus and FHLC better for diversified growth.

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