SoFi’s stock may be down, but the broader economic picture is showing strong signs of recovery — and that’s good news for the fintech giant. Big banks like JPMorgan and Goldman Sachs are reporting record growth in investment banking, fueled by booming IPOs, mergers, and AI-driven deals. Even SoFi’s core lending business is benefiting, with JPMorgan’s loan growth spurring optimism — and SoFi’s own lending revenue jumped 55% year over year. Plus, SoFi’s investing platform gained traction by offering retail investors access to the SpaceX IPO, tapping into rising capital activity. While caution is always wise, the current momentum in banking and lending suggests SoFi’s future could be brighter than it appears.
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