Older Americans are increasingly relying on Social Security as their primary retirement income—nearly half of those 55+ expect it to be their main source, up from just 12% among younger workers. While financial experts warn against putting all retirement eggs in one basket, many retirees report living comfortably on Social Security alone, especially lower earners who own homes outright. Experts still stress diversifying income streams for security, but the data reveals a stark gap between professional advice and real-world success—Social Security remains a vital safety net, even if it’s not enough on its own.
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