Seniors are fighting back against a looming crisis: student loan collectors poised to seize their Social Security checks. Senator Bernie Sanders, joined by Elizabeth Warren and Ed Markey, is introducing the Stop Social Security Garnishment Act of 2026 to permanently ban the government from garnishing these vital benefits — which for many seniors is their only lifeline for food, medicine, and healthcare. Over three million Americans aged 62+ owe nearly $144 billion in student debt, much of it from decades-old Parent Plus or grad school loans. With collections set to resume, thousands risk losing access to essential care — some even skipping doctor visits or going without prescriptions. The bill would stop the current 15% garnishment cap, ensuring full payments reach those who need them most. But with GOP resistance and political gridlock, passage looks unlikely — unless this bold proposal gains unexpected momentum before the Senate’s August recess.
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