You earn real money. So why is there never anything left at the end of the year?
Shaan Rais sits down with Josh Waxman, Founder and CEO of Infinite Capital Solutions, who watched his father build two Philadelphia restaurants and then get broken by money. Josh went the other way, set on mastering the one thing his father never could: not making money, but keeping it.
They dig into the gap between income and wealth, why high earners still feel exposed, and the family banking approach the Rockefellers used to stay wealthy for generations, while the Vanderbilts lost it all. Josh also walks through his own collapse, $400,000 in debt at 24.
It is a raw talk about legacy, control, and building a financial fortress before you need one. If you earn well but still feel one hard month from the edge, this one is for you. Listen now.
Timestamped Highlights
[00:04:30] – The question every other interviewer asks Josh first, and why Shaan refused to open with it
[00:06:36] – What it does to a kid to watch his father get broken by money
[00:14:39] – POS reframed: not point of sale, but the psychological operating system that decides who wins
[00:17:06] – $400,000 in debt at 24, over a million in revenue, and every dollar walking out the door
[00:30:29] – Why he stopped chasing more money and started controlling the flow of it
[00:31:21] – Income versus wealth: the difference nobody ever explained to his father
[00:35:14] – The real question that changes everything: not who earns the money, but who profits from it
[00:38:09] – Rockefeller versus Vanderbilt: two fortunes, two very different endings
[00:39:09] – The castle, the fortress, and the moat, and why a big business alone still gets stormed
[00:40:51] – Building a financial system for children and grandchildren he has not had yet
[00:57:56] – The first conversation every exposed high earner needs, and who to have it with
Mentioned Resources
About the Guest
Josh Waxman is the Founder and CEO of Miami-based Infinite Capital Solutions. As an Authorized Infinite Banking Practitioner, Josh specializes in helping business owners and high-net-worth individuals optimize their cash flow and build private banking systems. His work focuses on financial sovereignty, teaching clients how to keep their capital liquid, protected, and working directly for them rather than traditional banking institutions.
🔗 LinkedIn | Website
Important Links
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Billion Dollar Brand is an original production hosted by Shaan Rais. Brought to you by Shaan Rais Media.
