What if the bank you called this morning, one of the oldest, most conservative institutions in the country…already answered your email with a digital employee who has a login, a job title, and zero interest in taking a long weekend? 

Joe Downs and Peter Swain unpack the number that sounds like a hot take until you see who's behind it: Microsoft is forecasting two billion AI agents inside the next two years. 

Not users. Agents. 

Joe shares the real, humbling story of his own failed attempt to build digital employees, and Peter counters with Harry, an AI automation for accounts receivable he stood up that same morning. 

From the ROI math on AI side hustles to shadow AI in corporate America, this episode is for any entrepreneur who suspects they're already behind, and wants a clear, no-BS path to catching up.

 

Listen For

1:08 BNY Mellon runs 130 AI employees. What's stopping you?

5:14 Microsoft forecasts 2 billion AI agents by 2028. Real number or hype?

10:00 How is a digital employee different from the chatbot that didn't work out?

23:55 What is Shadow AI and why are your staff secretly using ChatGPT right now?

41:17 What does a digital employee actually cost versus hiring a human?

 

Links Mentioned

Peter's Free AI Business Audit | Storagemoguls.ai | Claude | ChatGPT

 

Email the “Idiots” Joe and Peter

idiots@successfulidiots.com 

 

Joe Downs

Website | LinkedIn | YouTube | Email Joe:joe@belroseam.com 

Peter Swain

Website | Email | LinkedIn | X

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