England’s crumbling adult social care system is in dire need of overhaul, but funding it is a political minefield. With millions relying on unpaid family caregivers and many paying tens of thousands—or even selling homes—to cover costs, solutions like a universal NHS-style care or lifetime payment caps face steep hurdles. Any meaningful reform will likely demand tax hikes, sparking fierce debate in a public that prioritizes cost of living and healthcare over social care. Fixing it? Everyone agrees it’s broken. No one agrees how—or who—should pay.
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