A gym owner in central Victoria is locked in a four-year battle with his insurer, Hollard, over flood damage from the October 2022 storms — despite neighbors on the same street receiving payouts for identical stormwater damage. Adam Griffiths watched his business flood before the river even breached its banks, yet Hollard refuses to pay, citing an expert report — while a new hydrologist’s findings may finally tip the scales. Exhausted and working a second job to survive, Griffiths demands fairness, questioning why his livelihood is being ignored while others’ claims are approved — and vows to fight on through the Australian Financial Complaints Authority.
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