Eleanor Shearing, who’s called Seaford home for fifty years, faces a heartbreaking dilemma: her beloved house is too big and expensive to maintain on a single income, but downsizing feels impossible after four years of failed attempts. The Productivity Commission points to restrictive planning laws as the core problem, calling for bold changes like allowing three-storey homes and mid-rise apartments—even in commercial zones—to meet real demand. But zoning rules often block the very types of smaller, ground-floor homes downsizers like Eleanor want. Stamp duty adds another layer of cost, though some states like South Australia are easing it for seniors. Still, shifting to a universal land tax faces political resistance. For Eleanor, it’s not just about housing—it’s about staying connected to the community she’s loved for half a century, right where she belongs.
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