Weather’s getting wilder, and the financial world’s lagging behind—until now. A radical new idea is emerging: tokenizing weather derivatives on blockchain to let farmers and small businesses hedge against climate disasters without needing big banks or connections. Smart contracts could auto-pay when weather hits thresholds, cutting out middlemen and democratizing risk management. The catch? Getting trustworthy weather data onto the blockchain—the oracle problem. But startups and partnerships, like one in South Korea, are already tackling it. This isn’t about stopping climate change, but fixing how we handle its financial fallout—making Main Street resilient in a world where weather risks keep rising.

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