Morpho just launched Morpho Midnight on Base — a game-changing fixed-rate lending protocol that brings predictable interest and set repayment dates to DeFi, ditching the wild swings of variable rates. Built for institutions, it lets lenders and borrowers negotiate terms directly, making financial planning rock-solid. Already live with cbBTC and USDC, it’s rolling out cautiously for security, with early enterprise interest and beta projects already in motion. This isn’t just another DeFi tool — it’s Morpho’s bold move to merge crypto with traditional finance, backed by their $175M funding round.
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