Kerrville homeowners are still reeling from flooding that hit nearly two weeks ago, with residents like John Vivona—new to the area—fighting to salvage their homes while waiting on federal aid. Though President Trump approved an emergency declaration for Texas, Kerr County hasn’t yet received approval for FEMA’s Individual Assistance program, which provides critical financial support for repairs and housing. Local groups are stepping in to help, but without direct federal aid, recovery is painfully slow. Over a thousand damage reports have been submitted, but approval remains uncertain, leaving families like Vivona’s stuck in a frustrating, self-funded recovery.

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