Climate risk is now creeping into real estate listings, as companies like Zillow and Redfin start displaying future flood predictions from First Street — a startup using advanced models to forecast climate impacts. Their goal? Help buyers make smarter financial decisions and push for smarter development. But critics argue these scores could unfairly scare off buyers, inflate insurance costs, or hurt resale values by overemphasizing unproven projections. The debate also touches on how climate data should influence housing policy, with some calling for Congress to investigate the science, funding, and fairness behind these new ratings — adding a whole new layer of complexity to home buying.
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