The 49ers are at a crossroads, balancing aging stars and a tightening salary cap while chasing their first championship in decades. Their contract strategy is a masterclass in cap management—Brock Purdy’s $8M base salary masks $46M in guaranteed money, while key players like Bosa, Williams, and Kittle carry just $1.2M bases. Even stars like McCaffrey and Aiyuk have zero guaranteed money in 2026, hinting at a calculated plan to stay under the cap while keeping elite talent. Despite projected cap violations, this financial chess game reveals a team determined to extend their window—and win it all.
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