Unless you’re Dermot Bannon, doing up your house must be one of the most expensive and nerve-wracking jobs you can ever take on. In this episode of Better with Money, Quantity Surveyor Shay Lally (aka @houses_to_restore on Instagram) speaks to Aideen Finnegan about how to plan and cost the renovation of an average 3-bed semi-d in Ireland.
He explains why the cheapest quote can often end up being the most expensive because of omissions or “front-loading”, where the builder gets the bulk of the payment at the beginning and then ghosts you for the smaller jobs later on.
Shay also explains how getting a QS involved from early on can help your budget with estimates, making payment assessments and negotiations during the project and tracking a final tally.
And he also outlines common budget risks, the need for a clear brief, and prioritising essentials like insulation, heating and rewiring over finishes. This episode also covers SEAI and Vacant/Derelict Homes grants, staged bank drawdowns, contracts, red flags with tradespeople, and renovation choices that can add or reduce a home’s resale value.
This episode is for information purposes only and does not constitute financial advice
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