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The Australian property crash isn’t coming, it has already begun. In this episode, Lloyd breaks down the hard evidence showing the downturn is officially underway, why clearance rates have collapsed, why mortgage demand has fallen sharply, and the four triggers driving the correction. He also explains the affordability squeeze, the impact of recent budget changes, and how global housing cycles are now hitting Australia last. Whether you own, rent or are waiting to buy, this episode gives you the playbook for navigating what comes next.
◼️ the data showing the correction has begun
◼️ the four triggers driving falling prices
◼️ how to position yourself whether you own, rent or plan to buy
Timestamps:
00:00:00 – Introduction
00:00:41 – The Evidence the Downturn Has Begun
00:02:13 – National Home Index Hits 0% Growth
00:02:30 – Auction Clearance Rates Collapse
00:03:12 – Mortgage Applications Down 30%
00:03:34 – Why Interest Rates Triggered the Fall
00:04:26 – Budget Changes and Investor Confusion
00:05:06 – Sentiment Shock and SMSF Restrictions
00:06:38 – The Affordability Wall
00:06:46 – Global Property Cycles Turning
00:07:25 – Why More Rate Rises Are Likely
00:08:24 – Long‑Term Population Demand Risks
00:09:52 – Correction vs Crash
00:10:22 – Crash Scenario and Sentiment Risk
00:11:02 – Stagflation’s Impact on Property
00:11:32 – Why an Orderly Decline Is Likely
00:12:06 – Fragmented Markets Across Australia
00:12:39 – Immigration as the Only Buffer
00:13:21 – Why Sideways Prices Are Possible
00:14:35 – Five Signals to Watch
00:17:15 – The Playbook for Owners
00:18:23 – Stress‑Testing Your Mortgage
00:19:58 – When Selling Makes Sense
00:20:08 – The Playbook for Buyers
00:21:01 – Why It’s a No‑Man’s‑Land Market
00:21:54 – Only Buy on a 10‑Year Horizon
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DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.
