In this episode of The Mindform Podcast, host Frank Lawton speaks with coach, author, and podcast host Nick Day about his powerful framework for understanding and working with fear, which he calls The Fear Equation. Nick opens up about a life-altering traumatic event that catalyzed a deep inquiry into the role of fear in his life — and how it had disguised itself as wisdom, prudence, and even respect.
Through personal stories ranging from career paralysis to family loss, Nick illustrates how fear often masquerades as logic or care, subtly stopping us from living fully. He introduces his formula — Fear = Anxiety + (Uncertainty × Imagination) — and breaks down how these components work together to create internal barriers.
Nick also shares his practical B.O.L.D. framework for moving through fear: Breathe, Observe, Label, and Do — tools he uses himself and with clients to help turn fear into a compass for growth. Together, he and Frank reflect on the cost of avoiding fear — what Nick calls "the fear tax" — and how choosing courage, even in small moments, can change the trajectory of a life.
This is a grounded and vulnerable conversation about the mechanics of fear, the courage to act, and how to live without regret.
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