Nu Holdings’ stock surged over 300% before dipping 24%, but its fundamentals remain strong—revenue up 42%, customer base growing 14%, and revenue per active customer soaring. Earnings per share jumped, with analysts forecasting continued growth. Its branchless, lean model slashes costs, while a powerful cross-selling strategy drives customer loyalty as users adopt multiple services. With a P/E ratio below the S&P 500, some believe the stock is undervalued and poised for long-term gains.
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