Equifax’s latest scandal isn’t about hacking—it’s about duplicate debts wrecking credit scores. A $2.2M settlement covers 37K people hit by systemic errors that caused mortgage denials and score crashes. Claimants may get up to $600 + 6 months free credit monitoring, with claims due by Sept 1, 2026. Check your report at annualcreditreport.com—your credit’s worth it.

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