Two short-term bond ETFs, BSV and SMB, offer safe-haven income—but they’re built differently. BSV, with a razor-thin 0.03% fee and $45.6B in assets, blends government and corporate bonds for a 4.0% yield. SMB, at 0.07% and just $311M, sticks to muni bonds for a 2.8% return. Both aim to protect cash, but which one fits your portfolio?

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