Cryptocurrency didn't invent financial fraud, but it changed how money moves and how criminals exploit it. Now, with new US legislation on the table, the industry faces a bigger question: can a system built on decentralization ever become trusted infrastructure?
In this episode of What The Fraud, Tom sits down with the hosts of Crypto in America: Eleanor Terrett, Jacquelyn Melinek, and Gerald Gallagher, for a special crossover episode closing out Season 5.
Together they unpack the Genius Act and Clarity Act and what they actually mean for stablecoins, market structure, and consumer protection, why institutions are finally treating crypto as a technology rather than a speculative bet, the surge in DeFi hacks driven by social engineering rather than code exploits, and the growing conversation around privacy, AI agents, and programmable payments as the next frontier.
They also get personal, sharing their own brushes with fraud, the online behaviors they'd ban forever, and where they think crypto will be in ten years.
Whether you work in fraud, fintech, payments, or policy, this episode offers a candid look at what it will really take for crypto to earn the public's trust.
Sumsub's Website: sumsub.com
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Thomas Taraniuk on LinkedIn: linkedin.com/in/tomtaraniuk
Eleanor Terrett on LinkedIn: linkedin.com/in/eleanor-terrett-b9a77292
Jacquelyn Melinek on LinkedIn: https://www.linkedin.com/in/jacquelynmelinek
Gerald Gallagher on LinkedIn: linkedin.com/in/gerald-gallagher-285040b6
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