How much does IVF really cost, and what happens when treatment fails but the money is already gone?
Before founding Sunfish, Angela Rastegar watched intended parents sell their 401(k)s and struggle to finance fertility treatment without knowing the final cost.
Then she experienced it herself.
Angela paid for four egg retrievals out of pocket. Two produced no healthy embryos. Eggs she had frozen years earlier eventually gave her another opportunity to continue building her family.
In this episode, Angela joins Richard to explain how Sunfish is trying to make IVF, egg freezing and surrogacy more financially predictable.
They discuss:
• Hidden IVF and egg-freezing costs• IVF loans and monthly payment plans• Flat-fee fertility packages• Money-back protection when treatment is unsuccessful• Financing multiple IVF cycles• Financial planning for surrogacy• How Sunfish calculates personalised costs and possible outcomes• How fertility clinics and providers are vetted• Fertility data, privacy and security• The emotional cost of beginning again
Angela explains how Sunfish uses historical, de-identified data alongside personal diagnostic information to estimate possible outcomes and build a financial package around each journey.
The technology does not replace a fertility doctor or decide someone’s treatment. It is designed to help patients understand their options, possible costs and financial exposure before committing to treatment.
This is not about making IVF cheap. It is about knowing the financial risk before using your savings, taking out a fertility loan or paying for another cycle.
Fertility treatment will always carry medical uncertainty. The final bill should not be another surprise.
CHAPTERS
00:00 Meet Angela Rastegar02:10 Egg freezing and hidden fertility costs04:16 What is Sunfish?06:34 IVF financing and money-back protection09:10 How Sunfish vets fertility clinics11:08 Why fertility needs cost transparency13:24 Four retrievals and two devastating outcomes17:41 The frozen eggs that changed Angela’s journey19:37 Egg-freezing costs and second-cycle protection20:47 Predicting fertility outcomes and costs23:21 Financial planning before treatment24:31 Fertility data, privacy and security27:59 Angela’s advice before starting IVF
Sunfish programmes, financing, refunds and financial protections depend on eligibility and individual programme terms. This conversation is educational and does not constitute medical or financial advice.
Learn more about Sunfish:
https://www.joinsunfish.com
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https://ivfdaddies.com/shop
#IVFFinancing #IVFCosts #FertilityFinancing #Sunfish #IVF
Search topics: IVF financing, IVF costs, fertility loans, IVF payment plans, money-back IVF, flat-fee IVF, egg-freezing costs, surrogacy financing, fertility treatment costs, Sunfish fertility and Angela Rastegar.
