In this episode, I’m joined by Dr Emma Black - fintech entrepreneur, behavioural finance expert and co-founder of GB Bank and Cascade Cash Management.

Emma shares the remarkable story behind launching one of the UK’s newest challenger banks, from spotting a regional funding gap to raising capital, navigating regulation and building a bank through lockdown. We explore the realities of entrepreneurship, leadership under pressure and what it really takes to turn a bold idea into a regulated financial institution.

We also dive into Emma’s background in behavioural finance, the psychology behind financial decision-making and why access to capital remains one of the biggest challenges facing the regions today.

Along the way, Emma reflects on:

- The founding story of GB Bank

- Building culture during rapid growth

- Leadership lessons from elite sport and family influence

- Raising capital with purpose-led storytelling

- The importance of resilience, conviction and long-term thinking

- Why financial education and inclusion matter more than ever

This is a conversation about ambition, belief, legacy and creating meaningful impact through financial services.

A brilliant episode for anyone interested in leadership, entrepreneurship, challenger banking, behavioural finance and building businesses that genuinely make a difference.

Leadership Perspectives in Financial Services is produced by Urban Podcasts.

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