171 II How Much Debt Can You Afford? A Simple Budgeting Tool to Avoid Financial Mistakes for Working Moms

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In this episode, we’re peeling back the curtain on why so many high-achieving professional women feel "broke" despite making a great salary. We start with the story of Mark and Sarah—a family who received a raise but found themselves more stressed than ever just three months later.

What we’re diving into today:

• The Bank Trap: Why debt-to-income ratios ignore the reality of braces, aging parents, and your actual dreams.

• The Hidden Tax: Why debt costs significantly more than just interest (and how it robs you of your presence at the beach).

• The 5-Question Audit: A practical framework to run any purchase through before you sign on the dotted line.

• Client Victory: How one busy mom used the 2-Line Budget to fund a $1,500 bathroom remodel in cash.

Stop asking the bank for permission and start asking your future self.