81. Case Study: Sell the investment property, or hold for the long game?

Would you sell a property that's grown from $280k to $800k, even if it meant a six figure tax bill? In this episode, Hayden and Dave sit down with listener Lachlan to work through a big financial decision: whether to sell his investment property or keep holding on.

They cover:

👉 The equity Lachlan has built up on his investment property, and what selling would actually cost him in CGT

👉 Debt recycling and whether redrawing equity could achieve the same goal without triggering a tax hit

👉 Why simplifying from property to shares might reduce stress, even if it's not the highest returning move

👉 What semi-retirement within a decade would actually require from Lachlan and his wife's finances

👉 The pull of sentimental value and FOMO, and how that shapes decisions that are supposed to be purely financial

Happy EOFY from pearler! Sign up in July using the code AUSSIEFIRE for 12 months worth of free trades 💸

And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸

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Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

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