A year plan helps you zoom out and see all your money at once, not just month to month. When you do that, a few powerful things happen:

  • You gain clarity around what you’re actually capable of in a year
  • You can set realistic goals for saving, investing, vacations, and self-care
  • You understand why money feels tight — and what to adjust

In this episode, I walk you through:

  • What a year plan is (and what it’s not)
  • How to create one using your monthly numbers
  • Why it’s especially helpful if you’re draining savings or relying on credit cards
  • How it improves decision-making and reduces stress
  • Why I hated my year plan at first — and why I’m so glad I stuck with it

A year plan might give you a little discomfort at first — but on the other side is less stress, more freedom, and better decisions all year long.

Links to Old Episodes:

4 easy habits you need if you want to save money

53// Why I hated a Yearly Budget 

FREE RESOURCES: 

🎉Free Household Money Snapshot

🎉Free Spending Audit Spreadsheet and Directions

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 







Click to Send Fan Mail

Rss Apple Podcaster
Podden och tillhörande omslagsbild på den här sidan tillhör Erin Britt | Budget Strategy Coach. Innehållet i podden är skapat av Erin Britt | Budget Strategy Coach och inte av, eller tillsammans med, Poddtoppen.